What Do We Do? Due to the enslavement of the masses in developing countries worldwide to the moneylenders, we have chosen to do our part in helping by issuing fair loans to impoverished farmers in East Lombok, Indonesia. The specific application we are involved in is helping them convert their plots that are served by flood irrigation to drip-irrigation.
Who do we partner with?
The loans are funneled through our national partners, “One Heart Foundation” who both administer the loans and assist the local farmer in the conversion.
Why East Lombok?
The eastern side, unlike the west side of this island only averages a two month rainy season, yet most rainy seasons provide erratic levels of moisture resulting in extremely sparse crops and rampant crop failures.
Why Drip-Irrigation?
For centuries farmers have used the incredibly inefficient flood irrigation to irrigate their crops. This method is an extraordinary drain on their sparse reserves; complicated further by the rapid vaporization that occurs under the tropical sun. In radical contrast, drip-irrigation efficiently delivers directly to the plant’s root system, just the right amount of water.
What are the results?
A typical farmer is extremely fortunate to realize one adequate annual crop that will feed his family, yet with drip-irrigation the growing season expands to three lush crops per annum overriding the limitations of both the dry-season and a failed rainy-season.
Why do we utilize a Micro-loan approach?
When a recipient of a loan repays his/her loan it allows another citizen in the community to borrow. As such the original investment is leveraged. Better still repaid loans supplement the money supply already circulating in a citizenry's local economy. The foundation of a healthy economy is dependant upon an ever-growing money supply continually circulating through a community. Due to this fact, a form of charity based on the issuance of fair loans, is far superior to a modus operandi of charity that only issues non-repayable donations to individuals.
